Dah Sing Bank, Limited has announced the launch of its first-ever Investor Confidence Index, a proprietary study designed to assess investor sentiment and gain a deeper understanding of the investment behaviour of Hong Kong residents.
The inaugural index debuts at 68, reflecting overall optimism across the city’s investor base, with affluent investors and high-net-worth investors showing notably stronger confidence scores of 70 and 77, respectively.
Among those respondents expressing a positive outlook for the next 12 months, their expected return averaged 7.9%.
To gain insights into emerging wealth management needs and provide a reference for developing relevant products and services for different customer segments, the bank commissioned independent research firm Acorn Organisation Limited to conduct a quantitative survey in September 2025.
The study engaged 619 Hong Kong residents across three distinct investor segments based on liquid assets excluding property: mass (HK$100K–1M below), affluent (HK$1M–8M), and HNW investors (HK$8M+).
This broad scope provides a differentiated view of how investors across various wealth tiers manage portfolios that span multiple asset classes, including stocks, bonds, mutual funds, foreign currencies, commodities, and virtual assets.
Up to 89% of respondents plan to increase (34%) or maintain (55%) their investment allocation in the next 12 months. HNW investors show the strongest intent to increase allocation (39%), compared to 36% of affluent investors and 31% of mass investors. Among different asset classes, investors show particularly strong confidence in deriving positive returns from stocks (58%) and bonds (52%).
Technology remains the most popular investment theme, with 52% of respondents targeting opportunities in the sector over the next 12 months—a notable 11% increase from the previous 12 months.
The study also revealed that most investors monitor their portfolios at least once a week, while the majority trade at least once a month. Many investors base their investment decisions primarily on their personal analysis of publicly available information. In contrast, affluent and HNW investors show a higher tendency to rely on professional advice from relationship managers.
Challenges cited in monitoring investment performance include market volatility, difficulty in consolidating performance across asset types, limited information, and time constraints—underscoring the need for timely, relevant insights and trusted guidance.
Cliff Chan, Executive Director and Group Head of Wealth Management at the bank, stated, “At Dah Sing Bank, we believe confidence is built on clarity. Aligning with investors’ optimistic outlook, investment behaviour, and return expectations, we are pleased to offer holistic wealth management solutions tailored to support their financial goals.”
Chan noted that earlier this year, “we made sovereign bonds available to all our customers, providing them with wider choices of relatively stable investment”.
He added, “Furthermore, we are excited to be imminently launching an upgrade to our existing US securities trading service, which will offer round-the-clock* US stock trading at highly competitive brokerage fees. Looking ahead, we are actively exploring to introduce trading of virtual asset exchange-traded funds (ETFs), which are gaining popularity among investors.”
According to him, the bank’s VIP banking segment is dedicated to supporting affluent and HNW customers with the tools and information they need to make informed investment decisions and helping them monitor their portfolio performance.
“Addressing common challenges such as limited information and time constraints amid market volatility, we aggregate professional market analyses and leverage big data and artificial intelligence to deliver insights and market updates that are timely and relevant to customers,” said Chan.
The launch of the Index reinforces the strategic value that Dah Sing’s VIP banking business offers.
